COST
Benchmark
Turn Premium Finance Into an Enterprise Asset
Top-quartile performance can turn premium financing from an operating necessity into a recurring source of enterprise value.
For a well-run commercial premium finance operation, $1 million of premium financed has the potential to generate approximately $30,000–$40,000 in recurring annual pre-tax earnings. That represents the performance level COST targets for its clients – transforming premium finance from a pass-through transaction into a meaningful profit center.
What Does Performance Look Like?
Annual earnings potential per $1M of premium financed
Build What Top-Performing COST Clients Have Built
This is not simply about financing premiums. It is about creating a new, recurring earnings stream from business your organization is already generating.
COST clients are demonstrating that a well-run premium finance operation can produce approximately $30,000–$40,000 in annual pre-tax earnings for every $1 million of premium financed – turning an operational necessity into a measurable, recurring enterprise asset. The opportunity compounds. At $25 million of premium financed, a $30,000–$40,000 earnings yield represents approximately $750,000–$1 million in recurring annual pre-tax earnings.
The opportunity for a new COST client is to replicate that performance within its own organization. Every financed premium dollar represents an opportunity to retain economics that would otherwise leave the business – creating incremental income, strengthening profitability, and increasing the long-term value of the enterprise.
COST provides the platform, expertise, and operating infrastructure to make that opportunity real. Your organization provides the premium volume. Together, they can turn premium finance into a profit center built to compound and result in an Enterprise Asset.