Proprietary
Revenue Engine

Premium financing is already part of your clients' insurance transactions. COST transforms it from a pass-through service into a strategic financial asset your organization owns.

The COST Enterprise Value Platform enables insurance agencies, MGAs, and wholesalers to establish their own premium finance company and capture the recurring economics generated by the premium financing they already arrange – without the burden of building or managing the infrastructure required to operate it.

COST provides the strategy, technology, financing infrastructure, operational expertise, and ongoing support required to build and operate a premium finance business around your existing book of business.

Your organization maintains ownership of the revenue opportunity and the enterprise asset. COST manages the complexity behind it.

The power of the COST model is that it does not require you to create a new customer base or sell a new product. It monetizes an economic opportunity already embedded in your insurance transactions.

Each financed premium can contribute to a recurring stream of revenue that compounds as your insurance business grows – creating a proprietary revenue engine aligned directly with your core business.

Traditional premium financing can leave valuable economics in the hands of a third-party finance company. COST provides a different approach: own the economics while outsourcing the operational complexity.

COST's end-to-end platform manages the critical functions required to operate the business, allowing your organization to focus on what it does best to grow its insurance business.

You own the asset. You capture the economics. COST operates the engine.